To begin you may contact us, or begin by filling out our pre-planning form. This will start the process of arrangements. Our staff will contact you and walk you through the steps of arrangement. We will discuss  and choose personalized options if desired by you or your family. 

Preplanning is merely making your wishes known; however, most families who do this choose to pre-fund the service. A preneed insurance policy, life insurance policy or other payment options can all be arranged before the time of death. At the time of death, services must be paid, so having options ahead of time can also reduce other stress related to losing someone. Doing so will relieve the financial burden on your family and offers peace of mind to you.

You'll need basic information about yourself or the person you are planning for, such as date of birth, marital status, parent's full names, etc. Besides the biological information, you'll need to choose a cremation or burial options. Our caring staff will help you with this process.

Ontario prearranged funeral contracts are often transferable within Canada. Confirm with your funeral provider if the plan is portable and what fees may apply for transfers.

Prepaid funds are deposited into a trust or used to purchase an insurance policy, as required by Ontario law. These funds are safeguarded and can only be used for your funeral services.

Yes, in Ontario, individuals can generally change their pre-planned funeral or cremation arrangements, but the specifics depend on how the arrangements were funded and structured.

Prearranging gives you peace of mind, but in Ontario, it’s not always legally binding. It depends on whether a formal agreement has been signed and whether payment has been made:

If no payment has been made, your plan is simply an expression of your wishes, which can be changed at any time.

If payment has been made, the agreement is legally binding—but you still have the right to make changes or cancel, with any prepaid funds (plus interest) refundable, minus a small administrative fee.

Inform your family or executor and provide them with a copy of the prearrangement contract. It’s also helpful to let them know which funeral home holds the agreement.

Preplanning involves outlining your preferences without a financial commitment. Prearranging includes formalizing and often prepaying for the services to secure your plans.

Prearranged plans cover the services and products specified in the contract. Always review the agreement to ensure it includes all items you want and ask about additional costs for unforeseen circumstances.

Ontario’s BAO protects prepaid funds, allowing you to transfer them to another licensed provider. Ensure your funeral home is licensed and regulated by the BAO.

Prearranging your plans can certainly help guide your decisions, but to lock in today’s prices you need to prepay your arrangements. Without payment, your prearrangements serve as a thoughtful plan for your wishes, but they won't secure current pricing.

Prearranging your funeral gives you the peace of mind that your final wishes will be known. It takes the burden off your family during a time of grief by handling decisions in advance. When you prepay your arrangements, you lock in today’s prices, protecting against rising costs. Overall, prearranging can offer clarity, financial protection, and comfort for both you and your loved ones.